Why we excel
Who we are
Fermanagh Mortgages is a trading style of 'Access Financial Services Limited'. Based in Co. Fermanagh, Northern Ireland, with clients all over N.I. and UK-wide. Our FCA No. 301173. The business owner and mortgage adviser behind Fermanagh Mortgages is Alastair McCrea.
Personalised advice
We provide personalised advice based on the whole of the market to find the most suitable mortgage to meet your requirements.
A steadier hand when the numbers feel daunting
Buying a home or changing your mortgage can feel like a lot to carry, especially when the paperwork keeps growing and the choices never seem to get simpler. At Fermanagh Mortgages, business owner and Mortgage Adviser Alastair McCrea provides straightforward advice and a calm, practical approach to help you navigate the noise.
We work across Northern Ireland and beyond, drawing on 35 years' experience and access to mainstream and specialist lenders to help you find a route that makes sense. When your case feels unusual, rushed, or more complicated than expected, we stay with it and keep things moving. Get in touch with our team to discuss your plans.
Our reviews
Yell
Excellent mortgage broker, helped us with sorting our mortgage for first house. We then went back to him again when we decided to move house. Very knowledgeable and great at answering all questions in a straight forward manner. Alastair has helped sort our health policies also and so easy just going to one person to source everything you need.
Yell
Alastair has been our financial adviser for over 20 years. He always goes the extra mile, nothing is too much bother, and trust me when I say he has had his work cut out for him with me at times. He is very approachable, reliable, trustworthy and always one step ahead of what needs done. I truly can't thank him enough for his valuable expertise over the years for me and my family.
Support for more than the straightforward cases
Your mortgage situation might not fit a tidy little box, and that is usually where the stress starts. We help with first-time purchases, remortgages, buy-to-let borrowing, self-build finance, gifted deposits, past credit issues and family-supported arrangements.
We also support you if you need to raise capital or secure a new rate on an existing deal. We back our advice with a Level 3 Certificate in Financial Planning from the Chartered Insurance Institute and CeMAP accreditation (230571). The Financial Conduct Authority, reference 301173, authorises and regulates us, and as members of the Council of Mortgage Lenders (Access Fin Services), we have access to financial services expertise. We take time to explain what matters, what lenders may look at, and your next step.
Our process
Give us a call
Tell us what you're trying to do and where things feel stuck. We listen first, ask the right questions, and take time to understand your situation before we explain how we can help.
Share the key details
You provide the facts about your income, deposit, property, or current mortgage. We use that information to search for suitable options and narrow things down clearly.
Move forward with confidence
We talk you through the next steps and answer the questions that matter to you. You get clearer direction and support from enquiry to application.
Meet your advisors
Alastair McCrea
MORTGAGE & PROTECTION ADVISOR
With over 35 years’ experience in the financial services industry, I will always make myself available to support my clients at every stage of their mortgage journey. My knowledge in the mortgage market means I will always make obtaining mortgage approval as easy and efficient as possible.
As a ‘Whole of Market’ broker with Access Financial Services Limited, I assist clients with navigating the maze of mortgage options, ensuring we obtain a suitable mortgage to match their personal circumstances.
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My list of clients extends across Northern Ireland and into most parts of the wider UK.
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With no tie to any one lender, I have access to ALL of the key UK lenders, including local banks and building societies.
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I have access to a wide range of insurance providers when arranging my clients’ protection plans.
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With vast experience, there are virtually no property or personal client scenarios that I have not dealt with before!
Away from work, I take a keen interest in assisting my sons with managing their property portfolio; I have a collection of classic cars, and in my other free time, I spend many weekends in the garden or watching sport.
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alastair@fermanaghmortgages.com | 07710 669542
James McCrea
PROTECTION ADVISOR
After graduating in Business Management from John Moores University, Liverpool, I was employed for more than 6 years by Barclays Bank UK PLC. Working now in the financial services industry as a ‘Protection Adviser’ within Access Financial Services Limited, I work alongside my dad in the family business. This role gives me the opportunity to develop my own client list, alongside supporting existing clients.
I am providing advice across a wide range of personal protection plans, supporting my clients through their various life stages:
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Life Insurance
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Serious Illness
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Mortgage Protection
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Income Protection
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Home Insurance
In this new role, I will have a split base between Liverpool/Manchester and Northern Ireland. I continue to work towards additional specialist qualifications and will be looking to progress in early 2027 to also provide mortgage advice.
I am an avid football supporter and regularly attend as many matches as I can. I enjoy keeping fit and worldwide travel, exploring new destinations, and regularly attending live music events.
James@fermanaghmortgages.com | 07549 346479
Warnings & Compliance Statements
YOUR HOME IS AT RISK IF YOU FAIL TO KEEP UP REPAYMENTS ON A MORTGAGE OR ANY LOAN SECURED ON THE PROPERTY.
A PROTECTION PLAN WILL HAVE NO CASH VALUE AT ANY TIME & WILL CEASE AT THE END OF THE TERM.
WE ARE A CREDIT BROKER, NOT A LENDER.
ACCESS FINANCIAL SERVICES LTD TYPICALLY RECEIVES A COMMISSION FROM THE LENDER OR PROVIDER.
FOR THE ARRANGEMENT OF YOUR MORTGAGE, FINANCE OR LIFE INSURANCE OR OTHER PROTECTION. THIS AMOUNT OF PAYMENT ACCESS FINANCIAL SERVICES RECEIVED WILL BE DISCLOSED ON RECEIPT OF
THE LENDER’S OR PROVIDER’S OFFER OR ILLUSTRATION.
(DIFFERENT LENDERS OR PROVIDERS WORK WITH DIFFERENT COMMISSION MODELS)
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‘Fermanagh Mortgages' is a trading style of Access Financial Services Limited.
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We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.
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We work with an unrestricted number of lenders to find a potentially suitable product.
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Access financial services The ICO Registration No. is Z564037X, and the Fermanagh Mortgages ICO Registration number: ZB551481.
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The Financial Conduct Authority does not regulate bridging/commercial loans and certain types of buy-to-let mortgage and some investment mortgage contracts. Equity Release/Home Reversion (For the Lifetime Mortgage/Home Reversion Plan, we will provide you with a personalised illustration so that you understand the risks and complex features of such mortgages).
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Under no circumstances should any of the information contained within this website be construed as "advice". You should seek professional advice in respect of your own circumstances
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Access Financial Services Limited is authorised & regulated by the Financial Conduct Authority; the Financial Services Register number is 301173. Access Financial Services Limited is a company registered in England & Wales, registration number 04427489 whose registered office is Unit 1, Furtho Court, Towcester Rd, Old Stratford, Milton Keynes, MK19 6AN (please use the links on our website above to see full details of our Terms of Business & all other IMPORTANT documents)
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All income receivable is paid to 'Access Financial Services Limited' directly, with a proportion of this then being paid to your 'Fermanagh Mortgages' adviser.
2026 Fermanagh Mortgages (website approved by Access Financial Services Limited)